State RegulationsOH specificDifficulty 1/5
In Ohio small-employer coverage, a service waiting period under ORC 3924.01 is:
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
A service waiting period, as referenced in ORC 3924.01, is the span of employment that must elapse after an employee becomes eligible before coverage under the plan takes effect. It is a tenure-based gate tied to the job, distinct from refund windows, health-based exclusion periods, and premium-payment grace periods.
Why the other options are wrong
- A) The days to return a policy for a refund describe a free-look right, not a service waiting period.
- B) A health-based exclusion period for preexisting conditions is a different mechanism from the employment-based service waiting period in ORC 3924.01.
- D) The time to pay an overdue premium without lapse is the grace period, another concept entirely.
Memory hook
Service waiting = work longer, then coverage starts — it's about tenure, not health.