State RegulationsOH specificDifficulty 2/5
An Ohio health insuring corporation's pharmacy benefit covers prescription drug services. A Columbus producer describes the pharmacy benefit as part of the HIC's basic health care package. Under ORC 1751.01, the producer's description is:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
ORC 1751.01(B) classifies prescription drug services as a supplemental health care service. The basic tier of ORC 1751.01(A) is limited to hospital, outpatient, diagnostic services, and cancer clinical trials, so describing pharmacy benefits as basic misstates the statutory structure.
Why the other options are wrong
- A) Wrong: ORC 1751.01(B) treats prescription drug services as a distinct supplemental tier; they are not attached to every basic service.
- C) Wrong: the basic tier of ORC 1751.01(A) does not include prescription drug services; the statutory list controls.
- D) Wrong: the specialty tier is defined separately in ORC 1751.01(C); pharmacy benefits belong to the supplemental tier.
Memory hook
Drugs are an add-on tier: pharmacy = supplemental (B).