State RegulationsOH specificDifficulty 1/5
Under ORC 3924.03, the renewability requirement for Ohio small-employer health plans is that coverage:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
ORC 3924.03 requires small-employer coverage to be renewable on a guaranteed basis: the plan continues so long as the small employer pays the premiums and satisfies the plan's eligibility conditions. The insurer cannot make renewal turn on its own yearly whim or on the group's claims performance.
Why the other options are wrong
- A) Insurer-option renewal contradicts the renewability protection in ORC 3924.03.
- C) Making renewal contingent on low claims defeats the protection ORC 3924.03 provides.
- D) A 12-month ceiling on renewal is not part of ORC 3924.03; renewal continues while the employer meets its obligations.
Memory hook
Pay the premium, keep the eligibility — the plan renews.