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State RegulationsOH specificDifficulty 1/5

Under Ohio law, which chapter of the Ohio Revised Code governs multiple-employer welfare arrangements (MEWAs)?

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Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

Multiple-employer welfare arrangements — vehicles through which multiple employers join together to provide welfare benefits such as health coverage to their employees — are regulated in Ohio under ORC Chapter 1739. A producer should recognize MEWAs as a distinct, state-regulated arrangement rather than an ordinary group policy issued by a licensed insurer, and Ohio law imposes specific obligations on those who establish or market them.

Why the other options are wrong

  • B) ORC Chapter 3924 governs small-employer health coverage, not MEWAs.
  • C) ORC Chapter 1751 governs health insuring corporations (HICs), not MEWAs.
  • D) ORC Chapter 3916 governs viatical settlements, not MEWAs.

Memory hook

MEWA = Many Employers, Welfare Arrangement — find it in Chapter 1739.

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