State RegulationsOH specificDifficulty 1/5
An Ohio resident's Medicare supplement coverage was terminated involuntarily, and guaranteed issue rights began when the termination notice was received. Outside open enrollment, the guaranteed issue window ends how many days after the applicable coverage terminates?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
OAC 3901-8-08(O)(3) sets the guaranteed issue window for triggers such as involuntary termination of coverage: guaranteed issue begins on receipt of the termination notice and ends 63 days after the applicable coverage terminates. The same 63-day measure applies to various Medicare Advantage and Part D disenrollment triggers, making 63 days the standard guaranteed-issue clock outside open enrollment.
Why the other options are wrong
- B) 30 days is the Medicare supplement free-look period, not the guaranteed-issue window.
- C) 31 days is a grace-period figure in Ohio insurance law, not the guaranteed-issue window length.
- D) 6 months is the length of the open enrollment period, not the guaranteed-issue window after a triggering event.
Memory hook
Guaranteed issue after a trigger: count 63 days.