State RegulationsOH specificDifficulty 3/5
A member in Canton receives notice that her health insuring corporation plans to end coverage at the end of the contract year, and she asks what protection Ohio law gives her. Under ORC 1751.18, renewal of HIC coverage is:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
ORC 1751.18 governs both member rights and renewal of health insuring corporation coverage, so a member facing nonrenewal looks to that member-rights framework rather than to the filing provision of ORC 1751.11 or the solicitation documents provision of ORC 1751.31. Renewal of HIC coverage is a regulated subject under Ohio law.
Why the other options are wrong
- B) Wrong: ORC 1751.11 governs filing of evidence-of-coverage documents; renewal is addressed by ORC 1751.18.
- C) Wrong: ORC 1751.31 governs solicitation documents; renewal is not a solicitation issue.
- D) Wrong: Ohio law addresses HIC renewal through ORC 1751.18; renewal decisions are not left wholly unregulated.
Memory hook
Rights and renewal share one address: ORC 1751.18.