State RegulationsOH specificDifficulty 1/5
Under Ohio law, a health insuring corporation's coverage is organized around defined service categories. In which category does ORC 1751.01 place hospital services?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
ORC 1751.01(A) defines the basic health care services that anchor a health insuring corporation's coverage, and hospital services are among them. Because a health insuring corporation combines health care delivery and financing, its contract is built on this basic service tier; supplemental and specialty services are defined separately in ORC 1751.01(B) and ORC 1751.01(C).
Why the other options are wrong
- B) Supplemental health care services under ORC 1751.01(B) are a separate tier that includes items such as dental and vision care, not hospital services.
- C) Specialty health care services under ORC 1751.01(C) form a distinct third category; hospital services are not placed there.
- D) Hospital services are covered services in the basic tier; the statute does not place them outside the contract.
Memory hook
Hospital care heads the basic list — HIC coverage starts with ORC 1751.01(A).