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State RegulationsOH specificDifficulty 1/5

Under ORC 1751.01(A), 'basic health services' are best described as:

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Answer & full 3-part explanation (select an option above, or peek)

Why D is correct

ORC 1751.01(A) defines basic health services as the core package of services an Ohio HIC must make available to its subscribers, a package that encompasses categories such as physician services, preventive care, emergency care, and urgent care. This required core tier is the foundation of the HIC service classification under Ohio Revised Code Chapter 1751, and the Ohio Department of Insurance supervises HIC compliance with it.

Why the other options are wrong

  • A) Optional add-ons purchased by rider describe supplemental services beyond the basic scope, not the required basic tier.
  • B) Basic health services extend well beyond hospital inpatient care and are not discretionary with the subscriber.
  • C) Subscriber election of any service from any provider contradicts both the network-based delivery and the statutory definition of basic services.

Memory hook

Basic = the required core: physician, preventive, emergency, urgent — all in division (A).

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