State RegulationsOH specificDifficulty 2/5
A Columbus health insuring corporation launches a marketing campaign whose advertisements describe member benefits. Under Ohio law, HIC advertising is governed by:
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
ORC 1751.20 is the advertising statute for health insuring corporations. Advertising that misdescribes member benefits exposes the HIC to regulatory action by the Ohio Department of Insurance, and the framework is separate from the chapter's provisions on solicitation documents, evidence of coverage, and confidentiality.
Why the other options are wrong
- A) Wrong: ORC 1751.11 governs the filing of evidence-of-coverage documents, not advertising.
- B) Wrong: ORC 1751.31 governs solicitation documents; advertising is governed by ORC 1751.20.
- C) Wrong: ORC 1751.52 protects the confidentiality of member medical and health information; it does not regulate advertising.
Memory hook
Ads at 20 — ORC 1751.20 is the advertising address.