State RegulationsOH specificDifficulty 1/5
Under ORC 3924.033, what must a carrier disclose to a small employer in connection with its health plan?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
ORC 3924.033 imposes disclosure duties on carriers writing small-employer coverage, centered on transparency about rating practices — the carrier must explain the factors and methods behind the premium the small employer is charged. This lets the employer understand and compare how its rates are built, without exposing other parties' confidential information.
Why the other options are wrong
- B) Employees' individual medical records are confidential and are not part of the ORC 3924.033 disclosure to the employer.
- C) Other small employers' premiums are not what the statute requires the carrier to disclose.
- D) Agent commission schedules are not the disclosure subject matter of ORC 3924.033.
Memory hook
3924.033 = show your math — carriers must explain their rating practices.