State RegulationsOH specificDifficulty 2/5
An Akron health insuring corporation includes dental care in its contract. A trainee producer tells an applicant that dental care is one of the HIC's basic health care services. Under ORC 1751.01, the producer's statement is:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
ORC 1751.01(B) classifies dental care as a supplemental health care service. The basic tier of ORC 1751.01(A) covers hospital, outpatient, diagnostic services, and cancer clinical trials, and merely listing a service in a contract does not reclassify it; the statutory definition controls.
Why the other options are wrong
- B) Wrong: ORC 1751.01 separates basic, supplemental, and specialty tiers; listing dental care in a contract does not make it basic.
- C) Wrong: dental care belongs to the supplemental tier of ORC 1751.01(B), not the specialty tier of ORC 1751.01(C).
- D) Wrong: classification follows the statutory definition in ORC 1751.01(B), not whatever a particular contract lists.
Memory hook
Dental is an add-on: (B) supplemental, never basic.