State RegulationsOH specificDifficulty 1/5
After a policyholder furnishes the initial proof that a disabled dependent child cannot sustain employment, how often may the insurer re-request that proof under ORC 3923.24?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
ORC 3923.24 lets the insurer re-request proof of the child's incapacity and dependency, but limits the frequency: not more than annually after the first two years. This balances the insurer's right to confirm continuing eligibility with the family's freedom from repeated document demands.
Why the other options are wrong
- B) A semiannual re-request schedule is more frequent than ORC 3923.24 allows; the cap is annual after the first two years.
- C) Monthly re-requests would violate the annual cap that ORC 3923.24 places on proof requests.
- D) The insurer does retain a re-verification right; ORC 3923.24 allows annual re-requests after the first two years.
Memory hook
Two quiet years, then once a year at most.