State RegulationsOH specificDifficulty 1/5
Which group of Ohio Revised Code sections governs the coverage of adopted children?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Adopted-child coverage requirements are set out at ORC 3923.40 for accident and sickness policies, ORC 3924.51 in the small-employer provisions, and ORC 1751.59 for health insuring corporation contracts. The other sections listed address newborn coverage, dependent-child conditions, and prior authorization.
Why the other options are wrong
- A) ORC 3923.26 and 1751.61 govern newborn coverage and ORC 3923.24 the age-26 dependent conditions; adopted children are covered by ORC 3923.40, 3924.51, and 1751.59.
- C) ORC 3923.041 and 1751.72 are the prior-authorization sections, not the adopted-children provisions.
- D) ORC Chapters 5160 and 5161 administer the public children's health insurance program, not adopted-child coverage in private policies.
Memory hook
Adoption trio: 3923.40, 3924.51, 1751.59.