State RegulationsNY specificDifficulty 1/5
Under Reg 145 (11 NYCRR Part 360), how many employees may a New York employer have and still qualify as a small employer for small group medical coverage?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under Reg 145 (11 NYCRR Part 360), the definition in Part 360.2(f) makes a small employer an employer with at least 2 and not more than 50 employees. Employers within that range may purchase coverage in New York's small group medical market and receive the protections that market provides.
Why the other options are wrong
- A) The floor is 2 employees and the ceiling is 50 employees, not 1 to 25.
- B) The small employer range does not start at 3 employees or extend to 100 employees.
- C) The lower bound is 2 employees, not 10; only the 50-employee ceiling is correct in this option.
Memory hook
New York small group: 2 through 50 employees, no more and no fewer.