State RegulationsNY specificDifficulty 1/5
Under N.Y. Ins. Law §2122, every agent's or broker's advertisement in New York that refers to an insurer must state:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under N.Y. Ins. Law §2122, every agent of an insurer and every insurance broker must, in all advertisements, public announcements, signs, pamphlets, circulars, and cards that refer to an insurer, set forth the name in full of the insurer and the name of the city, town, or village in which the insurer has its principal office in the United States. The rule lets consumers identify exactly which company stands behind the advertised coverage.
Why the other options are wrong
- B) §2122 does not require an insurer's license number or authorization date; it requires the insurer's full name and principal-office location.
- C) The Superintendent does not rate insurers' financial condition for advertising purposes, and no such disclosure is required by §2122.
- D) The agent's commission arrangement is not a required element of an advertisement that refers to an insurer.
Memory hook
Producer ad naming an insurer: full name plus the town of its United States principal office.