State RegulationsNY specificDifficulty 3/5
Which statement about New York's continuing education requirement for insurance licensees is correct?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under N.Y. Ins. Law §2132(c)(1), New York's continuing education standard is uniform: 15 credits in every biennial licensing period for each licensee, with no tiers by seniority or line of authority, plus a $10 CE filing fee per license per biennial period under §2132(j). Tiered schedules used in some other states simply do not apply in New York.
Why the other options are wrong
- B) New York has no seniority discount; experienced licensees complete the same 15 credits as new producers.
- C) There is no line-based differentiation; the 15-credit requirement is identical across lines of authority.
- D) Credits are required in every biennial period, not only in the period in which the licensee first qualified.
Memory hook
One state, one CE rule: 15 credits, everyone, every 2 years.