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State RegulationsNY specificDifficulty 1/5

A New York life insurance producer asks how continuing education works. Under the New York Insurance Law, the requirement is:

Select an option to reveal the answer and the full 3-part explanation — free, no signup.

Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

Under N.Y. Ins. Law §2132(c)(1), a licensee must complete 15 continuing education credits in each biennial licensing period, with a filing fee payable per license under §2132(j). New York has a single flat requirement - there are no tiered hour schedules based on experience or license type.

Why the other options are wrong

  • B) Higher tiered hour totals are not New York law; the flat requirement is 15 credits per biennial period.
  • C) Credits are counted over the two-year licensing period, not year by year.
  • D) The New York licensing period is biennial, so no three-year accumulation cycle exists.

Memory hook

New York CE = 15 credits every 2 years, flat - no tiers, no annual counts.

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