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State RegulationsNJ specificDifficulty 1/5

Under New Jersey's temporary disability benefits program, how long is the waiting period before benefits begin for a covered disability?

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Answer & full 3-part explanation (select an option above, or peek)

Why B is correct

Under New Jersey's Temporary Disability Benefits Law, N.J.S.A. 43:21-1 et seq., benefits for a covered non-occupational disability begin after a 7-day waiting week. Once the waiting week is satisfied, benefits run for the balance of the covered period. The state labor department administers the program this New Jersey statute creates.

Why the other options are wrong

  • A) 3 days is not the statutory waiting period.
  • C) 14 days doubles the actual waiting week.
  • D) 30 days is far longer than the 7-day waiting week the law requires.

Memory hook

TDB makes you wait one week: 7 days before the checks start.

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