State RegulationsNJ specificDifficulty 1/5
How many states, New Jersey among them, operate a mandatory temporary disability insurance program of the kind New Jersey runs?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
New Jersey is one of only 5 states that operate a mandatory temporary disability insurance program under N.J.S.A. 43:21-1 et seq. Most states have no such compulsory program, which makes New Jersey's scheme a distinctive exam point. The program covers non-occupational disabilities through the state plan or approved private plans.
Why the other options are wrong
- B) 12 overstates the number of states with a mandatory temporary disability insurance program.
- C) 26 is the maximum weeks of benefits, not a count of states.
- D) 40 wildly overstates the count; only a small handful of states mandate the coverage.
Memory hook
A handful of five: New Jersey is one of just 5 mandatory-TDI states.