State RegulationsNJ specificDifficulty 2/5
A New Jersey producer is preparing for her first license renewal. Which continuing education requirement applies?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
New Jersey producers renewing a license must complete 24 continuing education credits during each 2-year renewal period, of which 3 credits must be in ethics, under the continuing education requirements administered by the New Jersey Department of Banking and Insurance. Producers sometimes mix up the CE total with prelicensing education hours or with the carryover limit of 12 credits; the renewal total is 24 including the ethics component.
Why the other options are wrong
- A) 12 is the maximum number of credits that may carry over between periods, not the annual requirement, and there is no annual-only scheme.
- B) 48 is the CE credit proof required for late renewal within one year of expiration, not the ordinary renewal requirement.
- C) 10 is not a New Jersey continuing education figure, and ethics is a 3-credit component of the 24, not the entire requirement.
Memory hook
24 per two years, 3 of them ethics — renew the right number.