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State RegulationsNC specificDifficulty 2/5

An insurer notifies the Commissioner that it has terminated a producer's appointment and sends the producer a copy of the notification. Under G.S. 58-33-56, what may the producer do in response?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

Under G.S. 58-33-56, an insurer that terminates a producer must notify the Commissioner within 30 days after the termination's effective date and send the producer a copy of the notification within 15 days after making it; the producer may then file written comments with the Commissioner within 30 days after receiving the copy. The comment right gives the producer a chance to answer the insurer's report on the record.

Why the other options are wrong

  • A) The comment window is 30 days, not 15; fifteen days is the insurer's deadline for sending the producer the copy.
  • B) There is no bond mechanism; the statute provides a written-comment right, not a reinstatement remedy.
  • D) The statute expressly gives the producer the right to submit written comments after receiving the copy.

Memory hook

Reported and copied? Thirty days to tell your side in writing.

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