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State RegulationsNC specificDifficulty 3/5

An insurer terminates a North Carolina producer's appointment. The insurer notifies the Commissioner within 30 days of the termination and sends the producer a copy of the notification. How long does the producer have to submit written comments to the Commissioner after receiving the copy?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

G.S. 58-33-56 builds a three-step timeline: the insurer must notify the Commissioner within 30 days of terminating the producer (for cause or otherwise), send the producer a copy of that notification within 15 days after making it, and the producer then has 30 days after receiving the copy to file written comments with the Commissioner. Keeping the three deadlines straight — 30, 15, 30 — is the point of the rule.

Why the other options are wrong

  • A) 10 days is not part of the termination-notice sequence; the producer's comment window runs a full 30 days.
  • B) 15 days is the insurer's deadline for delivering the copy to the producer, not the producer's deadline for filing comments.
  • D) 60 days doubles the statutory comment period and appears nowhere in G.S. 58-33-56.

Memory hook

Termination timeline: 30 to the Commissioner, 15 to the producer, 30 to comment.

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