State RegulationsNC specificDifficulty 2/5
A licensed North Carolina producer dies, leaving an active book of business. The producer's spouse seeks a temporary license to service that business. What does North Carolina law provide?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under G.S. 58-33-66, the Commissioner may issue a temporary license to the spouse, personal representative, or guardian of a producer who dies or becomes disabled, and the duration may not exceed 180 days (longer only for good cause). No examination is required, the license terminates upon transfer of the business, and the Commissioner may require a licensed sponsor.
Why the other options are wrong
- B is wrong because the statutory maximum is 180 days; the 90-day figure belongs to the adjuster learner's permit under G.S. 58-33-70(c), a different rule entirely.
- C is wrong because a temporary license requires no examination, and its duration is capped at 180 days rather than 12 months.
- D is wrong because G.S. 58-33-66 expressly exists to allow continuation of the business in exactly this situation.
Memory hook
Temporary license: death or disability, no exam, 180 days max.