State RegulationsNC specificDifficulty 1/5
A licensed North Carolina accident and health producer dies unexpectedly, and her spouse asks about a temporary license to keep the book of business serviced. Under G.S. 58-33-66, what is the maximum duration of the temporary license, and is an examination required?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under G.S. 58-33-66, a temporary license issued on the death or disability of a producer (available to a spouse, personal representative, or guardian, among other eligible cases) may not exceed 180 days unless the Commissioner grants a longer period for good cause, and no examination is required. The temporary license terminates upon transfer of the business, and the Commissioner may require a licensed sponsor responsible for the temporary licensee's acts.
Why the other options are wrong
- B) 90 days is the adjuster learner's permit period under G.S. 58-33-70(c); the temporary license runs up to 180 days and requires no exam.
- C) 60 days is the continuation election window and, formerly, a licensing-switch window; it is not the temporary license duration.
- D) A one-year term with a supplemental written exam describes nothing in G.S. 58-33-66; supplemental exams relate to Med Supp/LTC qualifications, not temporary licenses.
Memory hook
Six months, no exam, ends when the business changes hands.