State RegulationsNC specificDifficulty 1/5
For an individual accident and health claim in North Carolina, written proof of loss must generally be furnished within how many days after the date of loss?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under G.S. 58-51-15(a)(7), proof of loss is due within 180 days: periodic-payment claims 180 days after the end of the insurer's liability period, and all other claims 180 days after the date of loss. Late proof is accepted when not reasonably possible, never later than 1 year.
Why the other options are wrong
- A) 90 days is the NAIC-model figure and is not the North Carolina requirement.
- C) 60 days is the waiting period before a legal action under G.S. 58-51-15(a)(11), not the proof deadline.
- D) 30 days is the prompt-pay decision window under G.S. 58-3-225(b), not the proof-of-loss period.
Memory hook
NC gives you 180, double the model 90.