State RegulationsNC specificDifficulty 1/5
What is the primary subject matter of the North Carolina Insurance Information and Privacy Protection Act (Article 39 of Chapter 58)?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Article 39 (G.S. 58-39-5 through 58-39-120), the Insurance Information and Privacy Protection Act, governs how insurance institutions collect, use, and disclose personal information about individuals gathered in connection with insurance transactions. It gives individuals rights regarding their own information and imposes authorization and notice requirements on the institutions that hold it.
Why the other options are wrong
- A) Commission matters are addressed under Article 33, not the privacy act.
- C) Guaranty association limits are established in Article 62 under G.S. 58-62-21.
- D) Continuing education is governed by 11 NCAC 6A .0802 and G.S. 58-33-130, not by Article 39.
Memory hook
Article 39 is about personal information in insurance files - not money, not hours.