State RegulationsNC specificDifficulty 1/5
A candidate preparing for the North Carolina Accident and Health examination asks how many hours of prelicensing education the state requires before he may sit for the exam. What is the correct answer?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under G.S. 58-33-30(d), the Commissioner of Insurance is barred from requiring any specific prelicensing course or number of hours; the former 20-hour prelicensing education requirement was repealed effective October 1, 2025 by S.L. 2025-45. Approved provider courses remain available voluntarily, but no hours are mandated before taking the North Carolina Accident and Health examination. The candidate needs only a qualifying license application and the exam itself.
Why the other options are wrong
- B) 20 hours was the historical prelicensing requirement, repealed effective October 1, 2025; G.S. 58-33-30(d) now permits no mandated hours.
- C) 40 hours has never been a North Carolina prelicensing requirement, and no hours may be required at all under G.S. 58-33-30(d).
- D) 15 hours has never been a North Carolina prelicensing requirement, and the current statute permits no mandated hours under G.S. 58-33-30(d).
Memory hook
2025 repeal: NC wants your exam, not your classroom hours.