State RegulationsNC specificDifficulty 2/5
A candidate is preparing to take the North Carolina Accident and Health examination. What prelicensing education does North Carolina currently require before the candidate may sit for the exam?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
North Carolina requires no prelicensing coursework at all. Under G.S. 58-33-30(d)(1), the Commissioner is barred from requiring any applicant to complete a specific course or number of classroom hours as a condition of taking the examination. The former 20-hour prelicensing education requirement was repealed effective October 1, 2025 by S.L. 2025-45, so any answer built on mandatory hours misstates current law.
Why the other options are wrong
- A) 20 hours was the historical requirement before repeal; since October 1, 2025 it exists only as a wrong answer.
- B) 24 is the number of continuing education ICECs per biennial period, not a prelicensing requirement — the two regimes are unrelated.
- C) North Carolina draws no such line between lines of authority; no applicant, life or accident and health, faces a mandated prelicensing course.
Memory hook
NC 2025: PLE hours repealed — walk into the exam with zero required coursework.