State RegulationsNC specificDifficulty 3/5
Which North Carolina licensees must complete flood insurance (NFIP) continuing education, and on what schedule?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under 11 NCAC 6A .0802(b), property, personal lines, and adjuster licensees must complete three credit hours of flood insurance (NFIP) training in their first biennial compliance period and in every other biennial period thereafter - effectively every four years. The flood requirement is tied to the licensees who actually handle property-type exposures, not to life and health producers.
Why the other options are wrong
- A) Life and accident and health producers have no flood training mandate; the requirement targets property-type licensees.
- B) The flood requirement is a recurring continuing education obligation, not a one-time prelicensing condition, and it does not apply to all licensees.
- C) Adjusters are covered, but so are property and personal lines licensees, and the cadence is every other biennial period rather than every biennial period.
Memory hook
Flood CE: property-side licensees, three hours every other biennium.