State RegulationsNC specificDifficulty 3/5
After her group health coverage terminated, a North Carolina employee is weighing her options. Which statement about electing continuation under G.S. 58-53-10 is correct?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under G.S. 58-53-10, an employee continuously insured under the group policy for 3 consecutive months before termination may elect continuation for at least 60 days after termination; the first contribution is due upon election, and the continued coverage is retroactive to the termination date.
Why the other options are wrong
- B) 31 days is the conversion-application deadline under G.S. 58-53-55, not the continuation election window, and coverage does not hinge on receipt of the first contribution.
- C) The election window runs at least 60 days after termination, and coverage is retroactive to termination, so electing later does not push the start date forward.
- D) The eligibility threshold is 3 consecutive months of continuous coverage under G.S. 58-53-10, not 12 months.
Memory hook
60 days to elect; coverage snaps back to day one.