State RegulationsNC specificDifficulty 1/5
Under North Carolina's group continuation statute, for how long may an employee whose employment terminates continue group hospital, surgical, or major medical coverage?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
G.S. 58-53-35(a)(1) permits continuation of group hospital, surgical, and major medical coverage for up to 18 months after termination of employment or membership. North Carolina law provides only this single tier, so an employer or insurer cannot lawfully promise a longer state-law continuation period.
Why the other options are wrong
- B) North Carolina has no 29-month continuation tier; that figure comes from a federal continuation regime, not from Article 53.
- C) No 36-month extension exists in the North Carolina statute; the only continuation tier is the 18-month period under G.S. 58-53-35(a)(1).
- D) The statutory maximum under G.S. 58-53-35(a)(1) is 18 months; no shorter 12-month tier exists.
Memory hook
North Carolina keeps it simple: one tier, 18 months, nothing longer.