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State RegulationsNC specificDifficulty 1/5

An employee's group major medical coverage terminates because her employment ends. Under North Carolina's continuation law, for up to how long may she keep that group coverage in force by paying the required contribution?

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Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

Under G.S. 58-53-35(a)(1), a person whose group hospital, surgical, or major medical coverage ends because employment or membership terminates may continue that coverage for up to 18 months by paying the required contribution. North Carolina law has only this single 18-month tier; the 29- and 36-month figures come from the federal continuation regime and are not North Carolina continuation periods under state law.

Why the other options are wrong

  • B: 29 months is a federal COBRA-style extension figure; North Carolina's state continuation statute provides only 18 months under G.S. 58-53-35(a)(1).
  • C: 36 months likewise belongs to the federal continuation framework, not to North Carolina's 18-month state continuation right.
  • D: 6 months is far short of the statutory maximum; the continuation period runs up to 18 months under G.S. 58-53-35(a)(1).

Memory hook

NC continuation = 18 months, one tier, no extensions.

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