The Commissioner of Insurance finds that a producer violated a provision of Chapter 58 and orders a civil penalty instead of suspending the producer's license. For each violation, what penalty range may the Commissioner order?

Why B is correct

Under G.S. 58-2-70(d), the Commissioner may order payment of a civil penalty of not less than $100 nor more than $1,000 for each violation of Chapter 58, in addition to or instead of suspending or revoking a license. Each day a continuing violation persists is treated as a separate violation, so penalties can accumulate daily, and restitution may be pursued through Wake County Superior Court.

Why the other options are wrong

• A) $1,000 to $5,000 is the forfeiture range for willfully violating a cease-and-desist order under G.S. 58-63-50, a different trigger.
• C) $2,000 to $10,000 is the fine a court may impose on an entity for willfully false statements under G.S. 58-2-180, not the Commissioner's per-violation civil penalty.
• D) $50 to $500 matches no penalty tier in the North Carolina Insurance Code and understates the statutory range.

Memory hook

General civil penalty: one hundred to a grand, per violation, per day.