The Commissioner of Insurance finds that a producer violated a provision of Chapter 58 that carries no separately stated penalty. What civil penalty may the Commissioner order?

Why C is correct

Under G.S. 58-2-70(d), the Commissioner of Insurance may order a civil penalty of $100 to $1,000 per violation of Chapter 58, in addition to or instead of suspension or revocation of the license. Each day of a continuing violation counts as a separate violation, so the per-violation range can multiply quickly against a producer who keeps committing the act.

Why the other options are wrong

• A) The $1,000 to $5,000 range applies only to willful violation of a cease-and-desist order under G.S. 58-63-50, not to an ordinary Chapter 58 violation.
• B) The $2,000 to $10,000 fine is imposed by a court on an entity for willful false financial statements under G.S. 58-2-180, a different trigger entirely.
• D) G.S. 58-2-70(d) sets a per-violation range, not a flat fine, and each day of a continuing violation is a separate violation.

Memory hook

General civil penalty: one hundred to one thousand per violation - the Commissioner's everyday range.