The North Carolina Commissioner of Insurance finds that a licensed producer willfully violated a provision of Chapter 58 and decides to order a civil penalty. Under G.S. 58-2-70, what amount may be ordered for each violation?

Why A is correct

Under G.S. 58-2-70(d), the Commissioner of Insurance may order a civil penalty of $100 to $1,000 for each violation of Chapter 58, in addition to or instead of suspension or revocation of the license. Each day a continuing violation persists is treated as a separate violation, so penalties can accumulate daily. This is the general penalty tier that backs most producer and insurer violations in North Carolina.

Why the other options are wrong

• B) $1,000 to $5,000 is the forfeiture range for willfully violating a cease-and-desist order under G.S. 58-63-50, not the general civil penalty.
• C) $2,000 to $10,000 is the fine a court imposes on an entity under G.S. 58-2-180 for a willful false statement, not the Commissioner's general civil penalty.
• D) The statute fixes the range at $100 to $1,000 per violation; the Commissioner has no unlimited discretion under G.S. 58-2-70.

Memory hook

General civil penalty: one hundred to one grand per violation - and each day counts as a new one.