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State RegulationsNC specificDifficulty 1/5

Of the 24 ICECs a North Carolina accident and health producer must complete each biennial compliance period, how many must be ethics credit hours?

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Answer & full 3-part explanation (select an option above, or peek)

Why D is correct

Under 11 NCAC 6A .0802(a), every life, accident and health, property, casualty, personal lines, variable, and adjuster licensee must complete 3 ICECs of ethics in each biennial compliance period, and the ethics hours count within the 24-hour total. A producer who takes 21 general credits but no ethics remains noncompliant.

Why the other options are wrong

  • A) 1 ICEC falls short of the mandatory 3 ethics hours set by 11 NCAC 6A .0802(a).
  • B) 6 ICECs doubles the ethics mandate; the rule requires exactly 3 per biennial period.
  • C) 2 ICECs is one hour short; the North Carolina rule fixes the ethics component at 3.

Memory hook

Ethics is 3 of the 24.

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