State RegulationsNC specificDifficulty 2/5
An insurer's violation of Chapter 58 has injured consumers, and the Commissioner seeks restitution for them in addition to civil penalties. Under G.S. 58-2-70, through which court may restitution be pursued?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under G.S. 58-2-70(e), in addition to ordering civil penalties, the Commissioner may pursue restitution for persons injured by a violation of Chapter 58, and that restitution is pursued through the Superior Court of Wake County. This restitution channel is separate from the penalty ranges the Commissioner imposes administratively.
Why the other options are wrong
- A) Restitution under G.S. 58-2-70 is a state court remedy routed through Wake County Superior Court, not a federal proceeding.
- B) Mecklenburg County has no designated role; the statute routes restitution through Wake County Superior Court.
- C) The venue does not depend on where the violation occurred; G.S. 58-2-70(e) designates Wake County Superior Court.
Memory hook
Restitution for victims runs through Wake County Superior Court.