State RegulationsMI specificDifficulty 1/5
Under M.C.L. 500.2264a, dependent-student coverage for a Michigan student who takes a medical leave of absence may continue for up to how long from the last day of attendance?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
M.C.L. 500.2264a lets dependent-student coverage continue for a child on a medically certified leave of absence for up to 12 months from the last day of attendance, or until the dependent age limit if that comes first. The Michigan Department of Insurance and Financial Services (DIFS) expects Michigan policies to honor this continuation right.
Why the other options are wrong
- B) 6 months is a Michigan Medicare supplement preexisting-condition look-back period, not the medical-leave continuation period.
- C) 18 months is the federal COBRA base continuation period, not this Michigan dependent-student rule.
- D) 24 months is the Medicaid suspension period for Michigan Medicare supplement policies, not the medical-leave limit.
Memory hook
Medical leave = 12 months max from the last class attended.