State RegulationsMI specificDifficulty 1/5
Under the Michigan Insurance Code's boycott, coercion, and intimidation provision (M.C.L. 500.2012), a boycott occurs when two or more persons:
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
M.C.L. 500.2012 of the Michigan Insurance Code defines the boycott offense as a concerted refusal to deal with another person, undertaken to force that person to accept conditions or take (or refrain from) some action. The essence is collective leverage: competitors combining to cut someone off until they capitulate. DIFS and the director treat boycott conduct as an unfair trade practice subject to cease-and-desist orders and fines.
Why the other options are wrong
- A) The timing of advertisements is a routine marketing decision and involves no concerted refusal to deal.
- B) Competing for the same applicant with truthful information is the normal operation of a competitive market, not a boycott.
- D) Discussing market conditions at an association meeting is not a coordinated refusal to do business with anyone.
Memory hook
Boycott = agree to freeze someone out until they bend.