State RegulationsMI specificDifficulty 1/5
What continuing education requirement applies to a Michigan producer who wants to sell long-term care insurance?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
M.C.L. 500.1204f requires a producer who sells long-term care insurance to complete a one-time 8-hour initial training course and then 4 hours of long-term care training in each 2-year continuing education period. Training completed in another state satisfies the Michigan requirement, so producers moving between states do not repeat the initial course.
Why the other options are wrong
- A) 4 hours is the ongoing per-period amount, not the one-time initial course requirement.
- B) The sequence is a one-time 8-hour course plus 4 hours per period, not 8 hours in every period.
- C) M.C.L. 500.1204f imposes a specific long-term care training duty before and during long-term care sales.
Memory hook
LTC = 8 to start, 4 to keep — one-time 8 hours, then 4 every two years.