Upon the death of a licensed Michigan producer, the Insurance Director may issue a temporary license to a qualified person so the producer's business can be serviced. What is the maximum duration of a Michigan temporary license?

Why C is correct

M.C.L. 500.1211b allows the director to issue a temporary license for up to 180 days — for example on the death or disability of a licensee, to a business entity member after a principal's death or disability, for military service, or in the public interest. The longer-than-typical duration lets the temporary licensee wind down or transfer the book of business properly.

Why the other options are wrong

• A) 30 days is the notice period for a name or address change under M.C.L. 500.1206(5), not the temporary-license term.
• B) 90 days is the reciprocity boundary used in DIFS guidance for surrendered home-state licenses, not the temporary-license duration.
• D) 12 months is the window for reinstituting a lapsed license without an examination under M.C.L. 500.1206(3), not the temporary-license cap.

Memory hook

Michigan's temporary license is generous: 180 days, not 90.