State RegulationsMI specificDifficulty 2/5
A Lansing producer's license lapses because she fails to meet a continuing education compliance requirement. Within what period may her license be reinstituted without retaking the licensing examination?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
M.C.L. 500.1206(3) allows a license that has lapsed for noncompliance to be reinstituted without an examination within 12 months. Once 12 months pass, the producer must start over with a new application and the licensing examination again, so timely cure of the CE deficiency is the practical escape route.
Why the other options are wrong
- A) 90 days is the CE grace period after the review date under M.C.L. 500.1204c, a different concept from reinstituting a license that has already lapsed.
- B) 6 months is a preexisting-condition look-back period used in Medicare supplement rules, not the reinstitution window for a lapsed license.
- D) 24 months is the length of the CE cycle and the maximum Medicaid suspension period for Medicare supplement policies, not the no-exam reinstitution window.
Memory hook
Lapsed? You have 12 months to come home without an exam.