State RegulationsMI specificDifficulty 2/5
An Ann Arbor candidate fails the Michigan insurance licensing examination. Which outcome follows under Michigan law?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
M.C.L. 500.1204(4) provides that a candidate who fails the licensing examination must reapply and repay all fees, and that a failed attempt is not a waiver of the registered program of study (pre-licensing education). The examination fee paid to the vendor under DIFS's program is also charged per attempt, so each sitting costs a fresh $41.
Why the other options are wrong
- B) The education certificate is not extended by failing, and the fees must be repaid with the new application.
- C) Michigan imposes no same-day retest after a failed attempt; the candidate must reapply and repay first.
- D) The fees are charged per attempt and are nonrefundable under the fee structure of the Insurance Code of 1956, so failing does not trigger a refund.
Memory hook
Fail means repay — and the class still counts as required.