State RegulationsMI specificDifficulty 2/5
Devon of Detroit is divorced; the child's mother has physical custody of their 10-year-old son. Devon wants to enroll the boy in the health plan offered through his employer. Under Michigan law, may Devon enroll his son?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
M.C.L. 500.3406g secures a non-custodial parent's right to enroll a child in the parent's dependent health coverage in Michigan. Lack of physical custody does not strip the enrollment right, and the Michigan Department of Insurance and Financial Services (DIFS) regulates insurers' compliance with Michigan child-enrollment protections.
Why the other options are wrong
- A) Custody does not control the enrollment right under M.C.L. 500.3406g.
- C) No court-order naming requirement appears in the Michigan non-custodial enrollment provision.
- D) Annual custodial-parent consent is not a condition of the statutory right under M.C.L. 500.3406g.
Memory hook
Custody doesn't cancel coverage — non-custodial parents can still enroll.