State RegulationsMI specificDifficulty 1/5
Which Michigan statutory provision governs newborn child coverage, including coverage from the moment of birth?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
M.C.L. 500.3403 is the Michigan newborn coverage provision: coverage attaches from the moment of birth, including medically diagnosed congenital defects and birth abnormalities, and subsection (2) bars enrollment denials based on wedlock, tax dependency, or residence. The Michigan Department of Insurance and Financial Services (DIFS) administers the mandate.
Why the other options are wrong
- B) M.C.L. 500.4426 addresses adopted children, not newborn coverage.
- C) M.C.L. 500.2264 addresses the disabled-dependent continuation past the age limit.
- D) M.C.L. 500.3406g addresses enrollment by non-custodial parents.
Memory hook
3403 = born covered. Adopted is 4426; disabled is 2264.