State RegulationsMI specificDifficulty 1/5
A Michigan resident who has enrolled only in Medicare Part A asks an insurer to sell her a Medicare supplement policy. What is the result under Michigan law?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
M.C.L. 500.3821 prohibits the issuance or delivery of a Medicare supplement policy to a person who is not enrolled in both Medicare Part A and Part B. Because supplements are built to pay Medicare cost-sharing, a partial enrollee cannot be issued the coverage, whatever the premium payment or benefit exclusion arrangement might be.
Why the other options are wrong
- A) Prepaying premiums cannot cure the enrollment deficiency that M.C.L. 500.3821 makes an absolute bar.
- B) Excluding Part B-related benefits does not authorize a sale; enrollment in both parts is the statutory condition.
- C) Part A enrollment alone is insufficient; the statute requires both Parts A and B.
Memory hook
No A and B, no Med supp.