State RegulationsMI specificDifficulty 1/5
In the level-of-care definitions used by long-term care policies sold in Michigan, custodial care is best described as:
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Within the Michigan long-term care framework of M.C.L. 500.3901-.3955 and DIFS shopper's-guide materials, custodial care is the least intensive level of care: help with activities of daily living — bathing, dressing, eating, moving about — that does not require licensed medical personnel and may be furnished by untrained caregivers. It sits below intermediate and skilled nursing care in the hierarchy of care levels, which is why custodial-only needs are the least expensive form of covered care.
Why the other options are wrong
- A) Daily therapy by licensed professionals under a physician's plan describes skilled nursing care, the most intensive level.
- B) Hospital intensive-care monitoring is acute medical care, not a defined long-term care level of service.
- D) No Michigan LTC provision conditions benefits on prior hospital confinement; the trigger is the level of care needed.
Memory hook
Custodial = help with daily living, no medical license needed — the bottom rung of the LTC ladder.