State RegulationsMI specificDifficulty 3/5
An insurer's compliance team in Lansing reviews two advertising packages: one promoting its life insurance policies and one promoting its accident and health policies. Which pairing of Michigan Administrative Code rule sets is correct?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
The Michigan Administrative Code places life insurance advertising under R 500.1371–.1387 and accident and health advertising under R 500.651–.669. A compliance reviewer who applies the wrong set risks clearing materials under standards that do not govern the product line. Both frameworks share the core requirement that advertisements be truthful and not misleading, but the product-specific rules, formats, and required disclosures differ.
Why the other options are wrong
- A) R 500.651–.669 are the accident and health advertising rules, and R 500.601–.606 govern life insurance replacement, not advertising.
- B) R 500.830–.839 concern variable products, and R 500.1371–.1387 are the life advertising rules, so both halves of this pairing are misplaced.
- D) R 500.551–.560 are consumer privacy rules, and R 500.830–.839 are variable product rules; neither is an advertising framework for these product lines.
Memory hook
Life ads live in the 1300s; health ads hang in the 600s.