State RegulationsMI specificDifficulty 2/5
Under M.C.L. 500.2264, which child may have dependent coverage continued past the dependent age limit?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
M.C.L. 500.2264 limits the age-limit continuation to an unmarried child incapable of self-support due to a developmental or physical disability, upon satisfactory proof submitted within 31 days after attaining the age limit. The Michigan Department of Insurance and Financial Services (DIFS) enforces the mandate as written; marriage, tax status, residence, or employment hardship are not substitutes.
Why the other options are wrong
- B) Marriage defeats the continuation even with a disability — M.C.L. 500.2264 covers an unmarried child.
- C) Tax dependency and residence cannot substitute for the unmarried and incapacity conditions of M.C.L. 500.2264.
- D) Affordability of other coverage is not a ground for the age-limit continuation under Michigan law.
Memory hook
Unmarried + disabled + proof in 31 days — the only past-26 lane.