State RegulationsMI specificDifficulty 1/5
A policyholder wants to continue coverage for an unmarried child incapable of self-support because of a developmental disability who is about to attain the dependent age limit. Under M.C.L. 500.2264, within how long after the child attains the age limit must satisfactory proof be submitted?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
M.C.L. 500.2264 provides that coverage is not terminated at the age limit for an unmarried child who is incapable of self-support due to a developmental or physical disability, provided satisfactory proof is submitted within 31 days after attaining the age limit. The Michigan Department of Insurance and Financial Services (DIFS) oversees this Michigan mandate.
Why the other options are wrong
- A) 30 days is close but wrong — the Michigan statute in M.C.L. 500.2264 specifies 31 days.
- B) 45 days is the clean-claim payment window under Michigan claim rules, not the disabled-dependent proof deadline.
- D) 90 days is the accident and health proof-of-loss window, not the deadline for submitting disability proof.
Memory hook
Disabled dependent: prove it in 31 days — one day past a month.